Secure Your Family With
Life insurance
Our Popular offer
Growth Asset
Permanent life insurance, offering lifelong protection plus cash value
Cash value is linked to an index, providing higher growth potential
Can be used for tax-free retirement income
Contribution fees can be flexibly adjusted
Suitable for clients who want both lifelong protection and substantial returns.
Guaranteed income for life
Long-term care rider
Fixed income after 60-70
Ideal for ages 55 and up
Long–term care refers to a wide range of medical, personal and social services. You may need this type of care if you have a prolonged illness or disability. This care may include help with daily activities, as well as home health care, adult daycare, nursing home care or care in a group living facility. Long–term care insurance is one way to pay for long–term care. It is designed to cover all or some of the services provided by long–term care
Choose your Own Plan
Fixed Annuity
Advantages:
FixedAnnuity ：You will receive a pension for life, regardless
of how long you live, paid monthly, either in a lump sum or in installments.
Principal Protection , Guranteed interest rate (about5.25%-6.15%)
Disadvantage:
You can only receive it at retirement age
No Living Benefits
Long Term Care
Advantages:
Provides lifetime coverage and pays a fixed monthly benefit as specified in the policy, typically without the need to submit receipts. It helps protect your assets, offers flexibility in how care is received, and provides long-term financial peace of mind.
So you can age with security, dignity, and comfort.
Indexed Universal Life
Advantages:
Lifetime protection (living benefits + death benefit), savings dividends (cash value is linked to indices such as the S&P 500, which can increase with the index's rise and fall, with a guaranteed return).
Fast reimbursement for live benefits (Terminal illness, Chronic Illness , Alzheimer's disease, Critical Illness Critical Injury Benifit)
Lump-sum death benefit (protects family members, tax-free).
Disadvantages:
Returns are have cap(about 7%-11%), and the compounding effect of cash value takes more than 5 years to materialize
Term Insurance
Fixed-term medical insurance coverage (critical illness, cancer, Alzheimer's disease, accident, death) for 10-30 years.
Advantages: Low premiums, pure protection
Disadvantages: It only provides coverage for 10, 20, or 30 years, has no savings, and no cash value
